V V V Farmers Club

The Madappally Farmers Club started functioning during the year 1991-92 under the V.V.V.. Program of NABARD and the sponsor ship of Madappally Service Co-operative Bank. The Club became very active and had undertaken many new ventures and programs to achieve the aims of the V.V.V. Program. The activities of the club are not limited to the fields of credit and its recovery. It touched many fields like free periodical vaccination to cows, dogs, poultry, goats etc. Gave training in activities related to farm and non farm sector, distributed free preventive medicine at times of epidemics, organised self-help groups, promoted back yard poultry and vegetable cultivation, popularised the use of fuel efficient choolas of ANERT and so on. Now the club emerged as the best club in the state by receiving the best club award from NABARD for the year 1996,1997 and 1998.

Role of SEEDS in the project.


SEEDS being the project Coordinator of the Satellite VVV club program in Madappally, have provided all necessary help for the successful implementation of the program. A short list of its activities relating to the program is given below.

  1. Collected the necessary basic data and other information necessary for the preparation of village and bank credit plan. This has been done by this agency conducting direct surveys and contacting the various departments and agencies.
  2. Assisted the satellite clubs in preparing their club-wise mission and helped them for the achievement of the goals.
  3. . Helped the women satellite clubs in promoting self-help groups for rural poor women. At a time when the revolving fund of NABARD or bank finance was not available for the S H Gs we have sanctioned a loan to the Farmers Club for financing the self-help Groups.
  4. . Prepared the interse - agreement in Malayalam of all the self-help groups availed loans from bank. Also arranged the printing & Supply of all the books of accounts used by the self help groups so as to maintain a uniform accounting procedure in all the self-help groups.
  5. We also coordinated the activities of different organisations for the success of this project. For example the Pazhakulam Social service society constructed 150 smoke less choolas for the members of the S H Gs and IFFCO contributed the entire expenditure for conducting the 200 kitchen garden program and the establishment of IFFCO Tailoring School managed by the Farmers Club.
  6. . As part of the documentation SEEDS assisted the Farmer's Club in bringing out the Newsletter `Vikas Pathrika’ by mobilising funds through advertisements etc. Assisted the club to produce a 15 minutes videotape to promote the SHGs.
  7. Right from the orientation training the agency came forward with various training programs for the volunteers, beneficiaries and Self help group members. As part of the various training and educational programs eminent personalities like Smt. Sugathakumari the then chairperson of the Vanitha Commission, Dr.Sister Jovan Chunkapura etc. came to Madappally to educate the village women about their right and duties. They have submitted some projects before the social welfare board for the education of the village women and as the board approves them now, they will implement the same during current year.
  8. The representative of the Agency is a regular participant of all the meetings of the Federal club and the Satellite clubs. They will also participate in the quarterly review meetings and extend all helps to implement the suggestions of the review committee.

2. Satellite Clubs

a. Madappally Diary Farmer's Satellite Club

During 1991 Madappally V V V Farmer’s Club conducted a village survey and identified 3 Wards of Madappally Panchayath for implementing a new loan scheme. The scheme - Integrated Credit for rural, poor families - was very successful. The scheme resulted in increasing the income of the families and all of the beneficiaries made prompt repayment of the bank loan. The major activity selected by most families is diary unit. During the last six years the sponsoring Bank of the Farmer's Club - The Madappally Service Co-operative Bank alone has advanced 192 units for diary.

A survey conducted by SEEDS revealed the following. The number of cows in the village is 928, buffaloes (she) 29 and calves 766, The daily production of milk will be around 3500 liter. Three milk marketing societies functioning in this area lifts a part of it and the remaining is used by the 30,182 people (the population of the village as per 1991 census).
There is a lot of demand for milk in this village and it is partially met by selling packed milk at a high price when compared to the price of milk locally produced. So the Diary Farmer's Satellite Club targets more milk production and its distribution at a price less than that of available now. For the purpose more people should come forward for cattle rearing. Support should be given to such farmers. This was the aim of the Dairy farmers satellite club.
Five club meetings were held so far during the current year. Besides the orientation training program, the following programs were conducted.

  1. A class was arranged during May for those farmers who are interested in setting up Biogas plant. After the training 11 of them were provided bank loan of Rupees 1,04,000 from the Madappally Service Co-operative Bank Ltd. The S.D.A. sanctioned Rupees Twenty seven thousand five hundred as subsidy to these farmers.
  2. A taluk level cattle show was arranged as part of the Vikas Mela. Separate competitions were conducted for cows, calves, heifers and goats. Three prizes were awarded for each category. All the participants were given free fodder and cattle feed
  3. Free vaccination was arranged during September 1997 and March 1998 for cattle and Poultry.
  4. A training program is arranged for the diary farmers. Experts handled classes on subjects like increased productivity, Fodder cultivation etc.
  5. The club started functioning in February 1997. By that time the work for the Bank's service area credit plan for 1997-98 was over. However the recommendations of the club for loan schemes were included in the Bank credit plan for the year 1998-99.
  6. . Due to the efforts of the club bank loan worth Rupees 3, 61,000 .00 is disbursed by the bank for cattle rearing and Rupees 98,000 for goat rearing during the current financial year.

b. Madappally Banana grower's Satellite Club

Cultivation of Banana is a major agriculture activity of Madappally village. Madappally Service Co-operative Bank sanctions around 12 to 15 lakh rupees as short term crop loan for Banana cultivation every year. The Government of Kerala will pay 5% of the loan amount as production incentive to these farmers for prompt repayment of the loan. But only 40 to 50 percent farmers are taking this benefit. The Madappally Farmers Club made several interactions with the Banana growers and came to understand many of their problems. So the Banana Growers Satellite club is organised.

c. Madappally Anthurium Orchid Grower's Satellite Club.

Madappally V V V Farmer’s Club was able to launch Anthurium-Orchid cultivation as an additional source of income for the farmers and housewives. The club trained 50 ladies to cultivate Anthurium and orchid. They were given a weeklong training. Anthurium seedlings worth Rs.. 60,000 were supplied free of cost. Once they started cultivation several problems erupted on their way, viz. financial assistance, technical assistance, marketing etc. These were problems which called for a collective approach and planning. This paved the way for the formation of Anthurium-Orchid growers Satellite Club under Madappally Farmer’s Federal Club.
The Federal Club with the help of the voluntary agency (SEEDS) selected some best growers with the help of the volunteers to become a V.V.V Volunteer trained them on the concept of the satellite club program and finally the club was officially launched.
The first and foremost activity of the Anthurium- Orchid club was to identify and list the various problems and to find out the appropriate solutions for the same.

d. Madappally Vanitha Satellite Club.

Even before the concept of the Federal and Satellite Clubs is known to the Volunteers of Madappally Farmer’s Club, they are promoting self Help Groups of rural poor women. But the club with the limited membership of twenty cannot fully concentrate on the various needs and demands of the women SHGs. They need frequent help to clear doubts in keeping of accounts. Their leaders are to be trained. It is then the idea of Satellite Club came up. The entire area of the Bank is divided into two parts and two women satellite clubs were organised.
Volunteers of both the clubs were selected from the leaders of existing SHGs of the respective area of the clubs.

e. Madappally Mahila Satellite Club.

Even before the concept of the Federal and Satellite Clubs is known to the Volunteers of Madappally Farmer’s Club, they are promoting self Help Groups of rural poor women. But the club with the limited membership of twenty cannot fully concentrate on the various needs and demands of the women SHGs. They need frequent help to clear doubts in keeping of accounts. Their leaders are to be trained. It is then the idea of Satellite Club came up. The entire area of the Bank is divided into two parts and two women satellite clubs were organised.
Volunteers of both the clubs were selected from the leaders of existing SHGs of the respective area of the clubs.

 
 



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